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Behind the Bailout, is it Really a Bad Loan, or a Lack of Confidence

by | Sep 30, 2008 | Education, RESPA

Ever since the Enron mess, the government has required banks to give consumers reports that show a truer reflection of the current asset value on their books. This means when the value of a house drops, resulting change in the loan to value the loan will be considered...

The so-called bailout is about confidence in the American economy

by | Sep 30, 2008 | Education

I read a news article today about the bailout.  It was written for real estate agents on how to reassure their clients that everything is going to be okay. I understand the perspective, real estate agents are talking to homeowners who have listed their property for...

New Legislation Imposes Stricter Guidelines on California Title Insurance Industry

by | Sep 29, 2008 | Education

by Jarrod Clabaugh,  Printed with permission from Source of Title     Governor Arnold Schwarzenegger signed Senate Bill 133 into law on September 25, 2008. The legislation implements greater controls over the practice of title insurance in California. Introduced by...

Iowa Stops Access to Online Public Land Record Documents

by | Sep 16, 2008 | Privacy and Public Records

by Robert Franco, Source of Title Reprinted with Permission   Website Stripped of Sensitive Information The governing board of the Iowa Land Records Website chose to restrict all access to records maintained on the site after a public backlash led to concerns by...

Watch Out for Title Insurance Fraud and Defalcations

by | Sep 14, 2008 | Education

As a title insurance educator and having been in the title industry for 30 years, I am, unfortunately, quite familiar with theft of funds.  I have had to remove good personnel from access to corporate accounts, just because of family illness. (When they ask for an...
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